Snowbird turns your on-time rent into reported credit history. If your property manager offers Snowbird, your monthly rent payments can help you build a stronger credit profile—without taking on new debt.
Credit impact depends on your overall credit profile and the credit bureaus used. Not all properties or residents are eligible.
How it works
Snowbird works in the background with your property manager’s system. You keep paying rent the same way you do now—if you’re enrolled, your on-time payments can be reported to participating credit bureaus.
If your property uses Snowbird, your leasing team or resident portal will explain the program and how to opt in. You’ll always see clear, simple language about what’s reported.
You don’t need a new app or card. Your property manager shares your payment status with Snowbird so we can prepare files for participating credit bureaus.
Over time, your record of on-time rent can become part of your reported history. While every person’s situation is different, consistent on-time payments may support a stronger credit profile.
Benefits for residents
Good credit can help with more than just credit cards. While nothing is guaranteed, stronger credit history may help with approvals, lower deposits, and better rates in the future.
Your rent finally counts
Rent is often your largest bill. With Snowbird (where available), on-time rent payments no longer sit in the background—they can help tell a more complete story about how you manage money.
Support future goals
A stronger credit profile can help with future apartment applications, utilities, and in some cases, interest rates on other credit products you may use.
No new debt required
Snowbird focuses on reporting what you’re already paying—rent. You don’t have to open a new credit card or loan just to try to build history.
Clear and optional
Your property manager controls how the program is offered, but enrollment is always clearly explained and can be turned off going forward if you no longer wish to participate.
Designed with transparency
Your community decides which charges are included and how missed payments are handled. Snowbird helps keep the process consistent and auditable.
Works alongside your resident portal
No password sprawl. You keep using the systems you already know for paying rent, while Snowbird works behind the scenes with your property manager.
Property managers & owners
Snowbird is built by operators, for operators. We help you offer rent reporting as a resident benefit, and pair it with utility billback tools that make cost recovery more transparent and consistent across your portfolio.
Pull rent payments from your PMS, manage enrollment and consent, and send structured files to participating credit bureaus—without adding manual work to your onsite teams.
Configure rules for RUBS or full billback, generate resident-ready statements, and get visibility into recovery rates and exceptions.
Start with a single property or ownership group and expand at your own pace. Snowbird supports independent owners, PMCs, and larger regional portfolios.
Want to bring Snowbird to your communities?
If you’re a property manager or owner, we’d love to show you how rent reporting and utility billback can work in your specific markets.
Get in touch
Tell us whether you’re a resident or a property manager, and share a few details. We’ll follow up with information tailored to you.
